Sinclair Community College offers the Federal Stafford Loan and the Federal Parent Plus Loan through the William D Ford Federal Direct Loan Program.  Loans made through this program are referred to as Direct Loans.  Eligible students and parents are borrowing directly from the federal government.  Student and Parent loans are borrowed money that must be repaid, with interest, just like car loans and mortgages.  You must be enrolled at least 6 credit hours each quarter in a program leading to a degree or certificate to qualify for a loan.  For additional information such as Borrower Rights and Responsibilities, please go to www.dl.ed.gov or come into the Financial Aid & Scholarships office to speak with a representative.